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2. Maximize Your TFSA. The Tax-Free Savings Account (TFSA) allows you to save and invest money without paying taxes on the investment income you earn. It is one way to get free money from the government. For example, if you contribute $10,000 to your TFSA and it grows to $20,000, the $10,000 gain is tax-free for life.

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13. Employer 401k Matching. This is one of the most overlooked strategies on how to get free money. If your company offers a 401k plan, there’s a chance they also match the first few percent of your salary contributions. For every $1 dollar within the limit you put into your 401k retirement plan, your company also invests $1. It’s free money.

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